OVERVIEW
Expert IT solutions for the Fintech industry
The global Fintech landscape is evolving rapidly, driven by digital-first consumers, regulatory shifts, and the demand for personalized and secure financial services. To stay competitive, financial institutions must embrace intelligent systems that offer seamless customer experiences, robust security, and real-time data insights.
The Fintech ecosystem is diverse, encompassing payment gateways, digital wallets, card processing systems, payment switches, remittance platforms, lending solutions, fraud detection, wealth management, and compliance systems. Each area leverages AI, automation, and data analytics to optimize operations and enhance user engagement.
One of the most transformative frameworks in this space is the India Stack — a unified software platform enabling Aadhaar-based authentication, UPI payments, e-KYC, and digital document signing. It serves as a model for delivering inclusive and secure financial services.
At 18North, we build intelligent systems that help Fintech companies modernize, innovate, and secure their platforms. From cross-border payments and subscription management to fraud detection and AI-driven compliance, we deliver solutions that ensure stability and scalability in a dynamic financial environment.
SUBDOMAINS
The industry sectors we served include
Digital Payments
Digital payments are vital in Fintech, transforming transactions through mobile wallets, QR codes, UPI, and contactless methods. India’s surge, driven by UPI and India Stack, demands intelligent, secure payment ecosystems.
Lending & Credit Platforms
Lending platforms enhance credit accessibility by digitizing assessment, disbursal, and collections. In India, they support financial inclusion for individuals and SMEs.
Payment Gateways & Merchant Solutions
Offer secure hosted checkout, tokenization routing, and settlement; reduce declines, enable recurring billing, and fully support marketplaces with seamless payouts
Remittance & Cross-Border Transactions
Remittance platforms facilitate secure, cross-border money transfers. In India, remittances support families and businesses by enabling seamless international transactions.
Regulatory Technology
Automate compliance with KYC/KYB, AML, screening, management, and reporting; centralize controls, reduce exposure, accelerate audits reliably, and ensure continuous regulatory adherence across all business processes
Digital Banking & Neo-Banks
Digital and neo-banks offer mobile-first, customer-centric financial services, eliminating traditional banking barriers. In India, they significantly enhance financial inclusion and access for underserved populations.
Branch and Multi-Location Financial Coordination
Managing financial data from distributed locations demands centralized oversight. We build systems that consolidate financial data while maintaining local accountability.
Financial Reporting and Visualization
Gaining insights into financial performance requires dynamic reporting. We build interactive dashboards that present real-time metrics, trends, and analytics, supporting informed, data-driven financial decisions.
BENEFITS
Intelligent Fintech Solutions with 18North
TECHONOLOGICAL CHALLENGES
Navigating Secure Process Orchestration
Scalable Platform Engineering
Build modular, cloud-native platforms that automatically scale to handle increased transactions and user demands.
Customer Experience Enhancement with GenAI
Integrate GenAI-powered interfaces that adapt to user behavior, offering personalized, human-like interactions at scale.
Resilient and Adaptive Infrastructure
Engineer fault-tolerant systems that self-recover and maintain performance during high-volume transactions or disruptions.
Intelligent System Modernization
Upgrade legacy systems to intelligent, adaptive architectures, leveraging AI for automated workflows and seamless integration.
Real-Time Decision Automation
Enable rapid decision-making through AI-powered engines embedded within operational processes, enhancing responsiveness.
Secure Process Orchestration
Implement robust, automated workflows with built-in security checks, minimizing manual intervention and reducing risks.
OUR EXPERTIES
Empowering Dynamic Financial Operations
18North brings deep expertise in the Fintech landscape, delivering intelligent digital solutions across payments, lending, compliance, and digital banking. Our experience includes building scalable platforms, secure payment gateways, and adaptive lending systems. With AI and GenAI, we enhance customer experiences, automate decision-making, and future-proof financial operations, empowering Fintech firms to thrive in a dynamic market.
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